Create a successful investment experience
The reality is that nobody can predict the future.
Our main objective is to deliver a successful investment experience for every client. The vast majority of people think investment advice as some kind of forecast that will tell them when the market is going up or down, or which shares to buy or sell. They waste their time looking for a financial guru.
Portfolio Management is not a one-off event as it is reviewed to ensure you stay on track. The process has four distinct parts;
Consolidate your financial arrangements and simplify your life
Building a truly diversified portfolio can be difficult. To do a good job, you need masses of information about a large number of companies, and you would have to review your portfolio regularly.
With us, there is a better way.
In relatively few transactions we build you a diversified portfolio using institutional asset class funds.
There are four major attributes of institutional asset class funds that attract institutional investors:
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Lower operating expenses
All managed funds have expenses, which include management fees, administration charges and custody fees. The charges of index and institutional funds are low when compared to retail funds.
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Lower turnover resulting in lower cost
Higher turnover, actively buying and selling, is costly to investors because each time a trade is made there are transaction costs, including commissions, spreads and market costs. These hidden costs may amount to more than a fund’s total operating expenses if the fund trades heavily, or if it invests in small company stocks whose trading costs are often very high.
Our funds have significantly lower turnover because we demand a specific asset class return with as low a cost as possible.
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Easier tax planning
Capital gains tax planning is easier with an institutional asset class fund compared to holding a portfolio of individual stocks. When stocks are traded within a fund, no capital gains are realised. Gains are only realised if you choose to sell, or part sell a fund.
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Consistently maintained market segments
Asset allocation is the most important factor determining portfolio performance—how your money is divided between different asset classes.
Institutional funds are good, as their investment mandates insist they stay fully invested in the specific asset class they represent.
On the other hand, most retail funds effectively have you relinquish control of your asset allocation.
